The digital marketplace offers numerous payment solutions for Facebook Ads, but not all meet the platform’s stringent requirements. This article reviews the top five virtual card providers designed to streamline ad campaigns, catering to both individual advertisers and media buying teams. These cards offer reliable performance, minimal declines, and added benefits to enhance your advertising efforts.
1. PSTNET
PSTNET virtual cards are purpose-built for media buying, offering pre-configured settings optimized for ad platforms, including Facebook Ads. These Visa/Mastercard cards are equipped with trusted BINs, ensuring smooth transactions and compatibility.
– Card Features:
– Issue unlimited cards directly from your account.
– Manage multiple cards, team collaboration, and expense analytics.
– No Hidden Fees:
– Free transactions, withdrawals, and operations with blocked or frozen cards.
– Cashback Program:
– Enjoy 3% cashback on ad spending through the PST Private program. Additional perks include free card issuance (up to 100 cards monthly) and a low 3% top-up fee.
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Additional Features:
– Over 25 trusted BINs from U.S. and European banks.
– Quick registration with Apple ID, Google, Telegram, WhatsApp, or email.
– Diverse funding options: 18 cryptocurrencies, SWIFT/SEPA, Visa/Mastercard.
– 24/7 support via Telegram, WhatsApp, and live chat.
2. Karta
Karta specializes in virtual cards tailored for advertising platforms like Facebook Ads. With eight trusted BINs from U.S. banks, Karta offers reliable payment solutions.
– Key Features:
– Simple registration process with account approval required.
– Centralized account balance for funding all cards.
– Tools for budget management and team collaboration.
– Fees:
– 1% + $0.50 per transaction, but no funding fees.
Support:
– 24/7 live chat assistance ensures continuous help.
3. Spendge
Spendge offers a user-friendly platform for creating and managing virtual cards optimized for Facebook Ads. The platform enables unlimited card issuance post-registration and approval.
– Advantages:
– Real-time transaction tracking and team management with role assignments.
– Transparent fee structure:
– No internal transfer fees.
– 1% + $0.30 transaction fees.
– Top-up fees starting at 3%.
Features:
– Ten BINs from U.S. and European banks.
– Multiple funding options, including cryptocurrencies, SWIFT/SEPA transfers, Visa/Mastercard, and Capitalist.
– Accessible support via Telegram or live chat.
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4. FuncWallet
FuncWallet combines financial management tools with a cryptocurrency wallet, offering virtual cards optimized for media buying and Facebook Ads.
– Highlights:
– Cards are managed via a minimalist dashboard for easy tracking.
– Flexible funding options, including internal wallet transfers.
– Drawbacks:
– Lengthy registration process with full verification required.
– Top-up fees start at 3%, and transaction fees begin at 1.5%.
Features:
– Three BINs from European banks.
– Funding via USDT (TRC20/ERC20), Visa/Mastercard, and internal transfers.
– Support available through a web form, but response times can vary.
5. 4×4
4×4 focuses on virtual cards for ad payments and offers robust tools for managing high-volume campaigns.
– Key Features:
– Unlimited card issuance with basic registration.
– Tools for team collaboration and detailed spending reports.
– Limitations:
– Strict requirements: Each card must process at least $10,000 monthly.
– Inactivity for 30 days results in card closure.
– A 3% fee applies to declined transactions.
Features:
– Eight BINs from U.S. and European banks.
– Funding via USDT (TRC20/ERC20), SEPA transfers, and Visa/Mastercard.
– 24/7 support through Telegram.
Choosing the right virtual card for Facebook Ads is essential for maintaining stable, effective campaigns.
– Best All-Round Option: PSTNET stands out for its speed, cashback, and low fees, making it ideal for most advertisers.
– Simplicity and Transparency: Spendge and Karta provide user-friendly platforms with clear fee structures.
– Crypto-Focused Users: FuncWallet is perfect for those leveraging cryptocurrency, despite its slower onboarding process.
– High-Volume Campaigns: 4×4 excels for large-scale advertisers with substantial turnover requirements.
To minimize declines and optimize your ad budget, carefully assess factors like BIN reliability, fees, and funding options. With the right virtual card, you’ll ensure seamless Facebook Ads campaigns and achieve your advertising goals. Learn More
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